Latwy makes tracking your spending easy, automatic, and secure.

Amazon spending
A chart showing cumulative Amazon spending over the course of a month.
This Month $520.16
Target pace $508.06
Target $750.00
You just spent $85.21 at AMAZON using your Chase Sapphire Preferred Card.
Customized real-time alerts within seconds of swiping your card.
Automatic categorization and tagging of purchases to keep yourself organized.
Helpful charts and visuals to view your spending at a glance, and a rearrangable dashboard that shows exactly what you want to see.
Webhooks for the tech-savvy to integrate Latwy with any other app or service.
Powered by email banking alerts and AI, so you can keep your bank passwords to yourself!
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30 day free trial — no credit card required!
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It's time to stop ignoring your spending.

Know where you stand with real-time spending alerts and scheduled updates.
You spent $256.89 at WHOLE FOODS using your Chase Freedom card.
More like Whole Paycheck, am I right?
Joint spending
A chart showing monthly spending over time
Joint spending alert!!!
$36.32 at CHIPOTLE on 01/24/2024 using Susan's joint card. Categorized as FOOD AND DRINK: RESTAURANT.
Where does our money go?
A chart showing spending by merchant
Here's where our money has gone so far this month.
Personal Spending
This week $127.50
Last week $112.90
Target pace $142.86
Target $200.00
M
T
W
T
F
S
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You spent $23.60 at BURGER KING #1456 using Amex Blue Cash.
Total personal spending this week is $127.50.
Hey Bill, here's your weekly spending update. So far this month, you've spent:
- $345.67 on Groceries
- $222.12 on Eating out
- $179.44 on Utilities
- $212.98 on Amazon
- $45.12 on Streaming Services

How does Latwy work?

Enabling real-time spending tracking.
Most banks support sending alert emails. When you make a purchase above a specified amount, you can have your bank send you an email with the details. These emails usually arrive within seconds. Latwy works by extracting data from those emails. When you create a Latwy account, you'll be assigned a unique email address. Have your bank send purchase alert emails to your Latwy email address to automatically bring those purchases into Latwy. You can read our Quickstart guide for more details.

Which banks and credit cards are supported?

Latwy should work with any bank or credit card that supports sending purchase or withdrawal alert emails that contain a portion of the account number (usually the last four digits) and the amount of the transaction.
From: [email protected] To: [email protected] Subject: A new transaction was charged to your account
A PURCHASE WAS CHARGED TO YOUR ACCOUNT
About your SavorOne Credit Card ending in 5555

As requested, we’re notifying you that on January 14, 2024, at Amazon, a pending authorization or purchase in the amount of $103.97 was placed or charged on your SavorOne Credit Card.

Note: You’ll receive this notification for both purchases and pending authorizations, such as car rentals, hotel reservations and gas purchases, even if an actual transaction hasn’t taken place.

...

All your purchases in one place.

As many credit cards and bank accounts as you want.
View all your purchases. Filter by account, merchant, category, amount, tag, and more. Create and update purchases.
JAN 14, 2024
SAVOR ONE
AMAZON
GENERAL MERCHADISE ONLINE MARKETPLACES
joint
$103.97
CHASE FREEDOM
CHIPOTLE
FOOD AND DRINK RESTAURANT
joint
$42.62
JAN 12, 2024
CHASE FREEDOM
WALMART
GENERAL MERCHANDISE SUPERSTORES
jointhousehold
$98.76
JAN 11, 2024
ALLY CHECKING
NETFLIX
ENTERTAINMENT TV AND MOVIES
joint
$15.49
ALLY CHECKING
HOME DEPOT
HOME IMPROVEMENT HARDWARE
household
$157.22

Custom alerts with the information you want to see.

Personal finance is not one-size-fits-all.
Configuration for a Latwy alert message trigger, conditions, and actions.

Connect Latwy to anything with webhooks.

Open up a whole new world of possibilities.
Advanced feature
Trigger an HTTP POST request to one or many endpoints with a JSON payload containing transaction data. View an endpoint's event history to debug problems. Webhooks can be used with automation platforms like Zapier, IFTTT, and Make.
Configuring a Latwy webhook.
View our Webhooks Guide for more information. 
{
 "data": {
  "transaction": {
   "account": {
    "group": "joint",
    "id": "5555",
    "institution": "Capital One",
    "name": "Tom's SavorOne",
    "type": "CREDIT_CARD"
   },
   "amount": 14005,
   "amount_in_dollars": "140.05",
   "category": "FOOD_AND_DRINK",
   "created_at": "2024-01-14T18:01:20.301588+00",
   "date": "2024-01-14",
   "date_us": "1/14/2024",
   "id": "trans_hPmemAdWlDLFZQtDqKK",
   "merchant": "WHOLE FOODS MARKET",
   "subcategory": "GROCERIES",
   "tags": [
    "joint"
   ],
   "updated_at": "2024-01-18T18:01:20.301588+00"
  }
 },
 "type": "transaction.created"
}

Keep your bank passwords to yourself!

Convenience comes at a cost.
If you've ever used an app or service that pulls your financial transactions automatically, you likely had to enter your bank account login information. These apps use third-party services called aggregators to connect to your bank accounts. Here's the dirty little secret: In many cases, these third-party services store your bank passwords. These services often work by logging into your bank account using your credentials to scrape data. All sorts of security precautions are taken, including state of the art encryption and independent audits. But if you use these services, you're putting an awful lot of faith in third-party companies that aren't subject to meaningful oversight and regulation. Latwy does not use third-party aggregators. Instead, we extract transaction data from email alerts sent from your bank. You're in complete control. Please keep your bank passwords to yourself!
"Foremost, you can expose yourself to privacy and security risks. These include potential vulnerability to cyber fraud, unauthorized transactions and identity theft. These risks are especially heightened for aggregators that use screen scrapers and require you to share your security credentials. A key risk is that this type of aggregator could be storing all consumer financial information or security credentials in one place, creating a new and heightened security risk."
— Financial Industry Regulatory Authority (FINRA)

An affordable way to stay on top of your spending.

Spend a little to save a lot.
Basic
All you need to track your spending, without the bells and whistles.
$9 /month
Track purchases and withdrawals
Categorize transactions automatically using AI
Set up rules to tag transactions
Customizable dashboard with charts and visuals
Real-time and scheduled alerts
Advanced customization
Send dashboard images with alerts
Email alerts
Telegram alerts via LatwyBot
Telegram alerts via a custom Telegram bot
Discord alerts
Slack alerts
Webhooks
Premium
Everything in the basic plan, plus more alert options and access to webhooks.
$15 /month
Track purchases and withdrawals
Categorize transactions automatically using AI
Set up rules to tag transactions
Customizable dashboard with charts and visuals
Real-time and scheduled alerts
Advanced customization
Send dashboard images with alerts
Email alerts
Telegram alerts via LatwyBot
Telegram alerts via a custom Telegram bot
Discord alerts
Slack alerts
Webhooks
Try Latwy for 30 days. No credit card required. Start your 30-day free trial
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